When Do You Require Travel Insurance
Before you pack your luggage , think about travel insurance.
This is the type of thing you want to research before you actually need it. Your policy may cover you, but if it doesn’t you’d like to know that in advance. When traveling out of the country, or to remote places, you might want to check your insurance policy to see if you are covered. Some high-risk sports may not be covered by your policy either. Often motorcycling, skydiving, bungee jumping, white-water rafting, parasailing and spelunking are not covered sports. If you participate in a professional or amateur competition such as bike racing, the organizer may carry insurance to cover participants. Always check with the organizer to be sure you are covered and to what extent. It’s also a good idea to have this in writing. There is supplemental coverage that you can purchase for short-term travel or for year round. You often have to sign a liability waiver when participating in certain sports or competitions. It’s certainly worth the extra time researching what you’re covered for when you’re out of the country or participating in an adventure trip. Check with your own insurance company and they may have some recommendations on supplemental insurance before your trip. You can also research additional travel insurance service from the following:
www.travelinsure.com
www.adventureadvocates.com
www.globaltravelshied.com
www.medjet.com
Medjet covers members who are injured at least 150 miles from home and will evacuate you from almost any airport in the world. They also have short-term memberships such as seven-day deals. Adventure trips are fun and exciting! Since accidents can happen anywhere, you want to know you’re covered the same way you are should you fall at home! Hopefully you’ll have a safe trip, but the right coverage can give you peace of mind!
Add comment April 3rd, 2009
